Business Loans

Fuel your business growth with competitive business loans up to ₹10 Crores

Loan Amount

Up to ₹10 Crores

Interest Rate

Starting from 11.99%

Tenure

Up to 5 years

Types of Business Loans

Unsecured Business Loan

  • Up to ₹50 Lakhs
  • No collateral required
  • Quick approval process
  • Interest from 14.99%

Secured Business Loan

  • Up to ₹10 Crores
  • Lower interest rates
  • Longer repayment tenure
  • Interest from 11.99%

Working Capital Loan

  • Up to ₹2 Crores
  • Flexible credit limits
  • Pay only for usage
  • Interest from 12.99%

Eligibility Criteria

Business Vintage

Minimum 3 years in business

Annual Turnover

Minimum ₹40 Lakhs per annum

CIBIL Score

750+ for best rates

Required Documents

Business Documents

  • Business registration certificate
  • GST registration certificate
  • Last 2 years ITR
  • Bank statements (12 months)

Personal Documents

  • PAN Card of promoters
  • Aadhaar Card
  • Address proof
  • Passport size photographs

Personal Loans

Meet your personal financial needs with competitive rates and flexible terms

Loan Amount

Up to ₹5 Crores

Interest Rate

Starting from 10.99%

Tenure

Up to 5 years

Personal Loan Types

Salaried Personal Loan

  • Up to ₹50 Lakhs
  • Instant approval
  • Minimal documentation
  • Interest from 10.99%

Self-Employed Personal Loan

  • Up to ₹40 Lakhs
  • Flexible documentation
  • Quick processing
  • Interest from 12.99%

Instant Personal Loan

  • Up to ₹10 Lakhs
  • Approval in 24 hours
  • Digital process
  • Interest from 11.99%

Eligibility Criteria

Age

21 to 65 years

Monthly Income

Minimum ₹20,000 per month

Employment

Stable job or business

Required Documents

Identity Documents

  • PAN Card
  • Aadhaar Card
  • Passport (if applicable)
  • Driving License

Income Documents

  • Salary slips (3 months)
  • Bank statements (6 months)
  • Form 16 / ITR
  • Employment certificate

Home Loans

Make your dream home a reality with our comprehensive home loan solutions

Loan Amount

Up to ₹10 Crores

Interest Rate

Starting from 8.50%

Tenure

Up to 30 years

Home Loan Types

Home Purchase Loan

  • Up to ₹10 Crores
  • Ready to move properties
  • Under construction properties
  • Interest from 8.50%

Home Construction Loan

  • Up to ₹10 Crores
  • Step-wise disbursement
  • Flexible payment terms
  • Interest from 8.75%

Home Improvement Loan

  • Up to ₹50 Lakhs
  • Renovation & repairs
  • Quick approval
  • Interest from 9.25%

Eligibility Criteria

Age

21 to 65 years at maturity

Income

Minimum ₹30,000 per month

CIBIL Score

600+ for best rates

Required Documents

Personal Documents

  • PAN Card & Aadhaar Card
  • Income proof documents
  • Bank statements (6 months)
  • Employment certificate

Property Documents

  • Sale agreement
  • Property title documents
  • NOC from builder
  • Property valuation report

Mortgage Loans (LAP)

Unlock the value of your property with loan against property for business or personal needs

Loan Amount

Up to ₹15 Crores

Interest Rate

Starting from 9.25%

Tenure

Up to 20 years

Mortgage Loan Features

Business Purpose LAP

  • Up to ₹15 Crores
  • Business expansion
  • Working capital needs
  • Interest from 9.25%

Personal Purpose LAP

  • Up to ₹10 Crores
  • Personal financial needs
  • Debt consolidation
  • Interest from 9.75%

Commercial Property LAP

  • Up to ₹15 Crores
  • Commercial properties
  • Higher loan amounts
  • Interest from 9.50%

Eligibility Criteria

Property Value

Minimum ₹10 Lakhs

Income

Stable income source

Property Type

Residential/Commercial

Required Documents

Property Documents

  • Property title documents
  • Property tax receipts
  • Property valuation report
  • NOC certificates

Financial Documents

  • Income proof documents
  • Bank statements (12 months)
  • ITR for 2 years
  • CIBIL report

OD/CC Limits

Manage your working capital efficiently with overdraft and cash credit facilities

Credit Limit

Up to ₹10 Crores

Interest Rate

Starting from 12.50%

Tenure

12 months renewable

OD/CC Types

Overdraft (OD) Facility

  • Up to ₹2 Crores
  • Against property security
  • Flexible withdrawal
  • Interest from 12.50%

Cash Credit (CC) Facility

  • Up to ₹10 Crores
  • Against stock & receivables
  • Working capital management
  • Interest from 13.50%

Bank Guarantee

  • Performance guarantee
  • Financial guarantee
  • Tender participation
  • Competitive charges

Eligibility Criteria

Business Vintage

Minimum 3 years operation

Turnover

Minimum ₹2 Crores annually

Profitability

Profitable for last 2 years

Required Documents

Business Documents

  • Business financial statements
  • Stock & receivables report
  • GST returns (12 months)
  • Banking history

Security Documents

  • Property documents (if any)
  • Stock statements
  • Receivables aging
  • Insurance policies

Need Help Choosing the Right Loan?

Our loan experts in Indore are here to guide you through the best options for your needs